Located on 195 Elm Street in Jefferson, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. From the first step inside, the flow of this home feels both practical and welcoming. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor space includes approximately 0.319 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Located in Jefferson but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With an asking price of $649,000, this property represents an appealing opportunity in the current market.